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One factor that is often underestimated is technology. Mobile phones, internet access, digital payments, and direct benefit transfers have reduced transaction costs and connected millions of people to economic opportunities that simply did not exist twenty years ago.
India has one advantage many developing countries never had: digital infrastructure. Aadhaar, UPI, direct benefit transfers, and eShram create possibilities that simply did not exist twenty years ago. If used properly, they could make social security delivery much more efficient.